Come out to E4 Insurance Services or Minot State University Student Center for a NAIFA Live Watch Party on Thursday, March 20th beginning at 11:00 am.

This month's NAIFA Live event will feature Life or Death Planning: Guiding Clients Through the Opioid Crisis with Cheryl Canzanella.

Nearly half of Americans know someone struggling with addiction, making substance use disorders a reality that financial professionals can’t afford to ignore. As the opioid epidemic continues to devastate families, its financial impact extends beyond personal hardship—costing the U.S. economy over $1 trillion annually and directly affecting careers, retirement plans, estates, and marriages. The responsibility of financial advisors goes beyond traditional wealth management. Addiction can drain financial resources, create estate planning complications, and leave loved ones vulnerable to long-term financial distress. This course equips financial professionals with the knowledge and tools to identify financial red flags, understand the legal and planning challenges posed by addiction, and implement proactive strategies to safeguard their clients’ financial futures. By integrating personal narratives, case studies, and financial planning solutions, this session provides actionable steps to help clients navigate the financial fallout of substance abuse—while ensuring advisors are prepared for the difficult conversations that come with it.

Your role as a financial advisor is more than managing money—it’s about protecting financial legacies. Gain the knowledge to help clients before it’s too late.

We hope you will join us for this phenomenal event! Lunch will be provided. 

E4 Insurance Services
2280 45th St S, Ste. C
Fargo, ND 58104

OR

Minot State University - MSU Student Center
2nd Floor
500 University Ave W
Minot, ND 58707